Attention homeowners: Real estate appraisal services for in Cos Cob and Fairfield County
Check out the top seven reasons why CT homeowners order from Linda Bloom (203)625-9220:
Need help determining the price of your home in or near Cos Cob, CT?
We at Linda Bloom (203)625-9220 understand the individual needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Linda Bloom (203)625-9220 will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.
Need to remove PMI?
A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping homeowners just like you rid yourselves of undesirable PMI insurance.
Challenging property tax assessments
If you live in a region that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Linda Bloom (203)625-9220 is your number one weapon.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Linda Bloom (203)625-9220 can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.